San Antonio, Texas
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Discounts can help you save money on your insurance. Companies may offer premium discounts if you take steps to reduce the chances of a loss. Each company sets the amount of the discounts it offers to its policyholders. Some of the more common discounts are listed below:

  • Impact-resistant or noncombustible roofs
  • Burglar, fire, and smoke alarm systems
  • Automatic sprinkler systems
  • Fire extinguishers
  • Home security devices
  • Age of house, companies set own standards
  • Premises in good condition, companies set own standards
  • House insured to full replacement cost
  • Good claims experience for three consecutive years
  • Marking personal property with an identifying number, inspection required
  • Other policies with same company or group
  • Senior citizens discount